Bangladesh is the most density country in the world. Where live in 1150 persons per KM and also Bangladesh is extremely vulnerable to the impact of climate change. Thus, Bangladesh's economic activities may hinder because of the direct effects on production, supply chain and market disruption as well as the impact on firms and financial markets, the financial sector. Specifically, the banking sector in Bangladesh can be the most affected and Bangladesh's remittances are likely to slow down. SAPLA is a registered national NGO operational mainly in the rural area of Natore District under Rajshahi Division. After liberation and subsequent decade, Bangladesh faces many political & social adversities when natural calamities also stroked repeatedly; numerous crises captured the whole country, and poor illiterate people were the primary victims of those circumstances. Natore district particularly Natore Sadar, Baraigram and Gurudaspur Upazila was seriously affected by that socio-economic panic with hunger & poverty. The opportunists and money-lenders took the chance of vulnerability; they started exploiting the poor by lending money with the high-interest rate (almost 25% per month). As a result, destitution, landless-poor and marginalization went up to about 80% out of total population in that area. To help develop the socio-economic condition of the local area, few young, committed persons came forward with their limited resources. They initiated Social Advancement for People’s Liberation Agency (SAPLA – initially named KGUK) in 1983 which subsequently registered with Department of Social Service (1985), NGO Affairs Bureau (1989) and Micro-Credit Regulatory Authority (2008). The vision and core beliefs of SAPLA is Total Human Development and rendering services to the needy people towards sustainable progress. The mission of the organization is to establish people’s organization through building awareness, socio-economic advancement, gender equality and women’s empowerment, enabling local resource & facilities including recent e-Government services to rural people.